Couple living on cruise ship as it makes 'more sense' than paying mortgage

01 February 2023 , 12:00

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The pair embarked on their journey in May 2021 (Image: Facebook)

A couple have revealed they are now living on cruise ship as they've found it "made more financial sense" than paying a mortgage.

The pair, who are originally from Seattle, have opened up about their current living situation and say they don't plan on returning to living on dry land any time soon.

Angelyn Burk and Richard Burk say they packed one suitcase each and left their jobs back in May 2021.

Angelyn, a former accountant, told Australia’s 7News that the pair love to travel and says they have always searched "for a way to continuously travel in our retirement that made financial sense".

After crunching the numbers, the pair then realised that they could continue travelling for the rest of their lives for as little as £35.48 ($43.92 USD) a day.

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The pair say they're finding living on a cruise ship cheaper than paying mortgage (Facebook)

Thanks to a combination of savings and the anticipated sale of their home, the pair have been able to fund their dream lifestyle.

So far, they have travelled on various cruise ships around the world, and even embarked on a 51-day trip from Seattle to Sydney.

They have even been to been Italy, Canada and the Bahamas, revealing that Singapore has been one of her favourite locations so far.

Angelyn explained that the original plan was for them to stay in different countries and eventually retire to a cruise ship, but they found living on a ship would make more "financial sense".

The couple live a frugal life and thanks to their loyalty memberships and by taking advantage of sales (Facebook)

They “don’t plan to permanently live on land in the future" and have meticulously planned their trips ahead.

Angelyn says: “I believe this is achievable for the everyday cruiser, but it does take effort.

“It is leisurely travel without the complications of booking hotels, restaurants and transportation, while staying within our budget.”

According to Zillow, the average price for home in Seattle is £741,657.26 ($913,416 USD).

People have praised Angelyn and Richard for their decision, saying they are impressed (Facebook)

The couple's story has gone viral online, with many people saying that this is "100% something I would do" to cut back on costs.

One person on Reddit wrote: "My godfather and his wife did this until they passed. Nearly 20 years living aboard."

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And another wrote: "Ok I have a new goal in life now."

While a third put: "Plus they probably stack those discounts with loyalty programs, I bet they end up with at least one free cruise a year at that rate!"

Milica Cosic