Black motorists 'are charged up to £300 more than their white counterparts'
![Study shows different amounts being paid by different ethnicities (Image: Getty Images/iStockphoto)](/upload/news/2023/03/29/33445.jpg)
Black drivers pay an average of £300 more for car insurance than white motorists, research shows.
They are the worst affected of minority ethnic groups, who pay an average of £250 more overall.
People of colour are thought to have spent £180m more than white people on car premiums in 2022.
Citizens Advice analysed the car insurance costs of over 15,000 people it helped – finding that firms were charging people of colour 40% more.
The Association of British Insurers says members never use ethnicity in setting prices but Citizens Advice says that cover is costlier in areas with large communities of colour.
!['I'm scared to use kitchen as cars crash into it - a 4x4 ended up in the lounge' qhiquqikdihkinv](/upload/news/2023/02/03/1169_m.jpg)
![Black motorists 'are charged up to £300 more than their white counterparts'](https://i2-prod.mirror.co.uk/incoming/article29584734.ece/ALTERNATES/s615b/0_Businessman-adjusting-his-cars-rearview-mirror.jpg)
It called on the Financial Conduct Authority to act if firms cannot explain these variations.
The FCA said: “We will continue to raise concerns with the industry to ensure they are serving all customers fairly.” Dame Clare Moriarty, of Citizens Advice, said: “This ethnicity penalty is an unfair burden.
* Cover rose 21.1% in a year, to an aver- age £929, says Consumer Intelligence.
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