How to protect your home from pranksters breaking in for sickening TikTok trend
Insurance brokers have today shared the best ways to protect homes after a TikTok prankster sparked "upset, distress and concern" by wandering into strangers' properties.
Bacari-Bronze O'Garro, commonly known online as Mizzy, filmed himself barging into family homes uninvited.
He was later arrested and charged with three breaches of a criminal behaviour order.
After being granted bail the 18-year-old appeared on TalkTV and insisted he "can do what I want".
His videos have divided opinion online but experts say they have highlighted the need to always have home insurance.
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The cost of this can be decreased by investing in security alarms, increase the excess and simply checking the doors and windows at the property.
A spokesman for One Sure Insurance, a team of brokers, suggested the following points.
Invest in your security system
A video intercom is pictured at the entrance to a home (Getty Images/iStockphoto)Home insurance is designed to give you and your family peace of mind that your home and its contents are safe.
One of the easiest ways to tackle the rise in premium is to invest in a security system with alarms, sensors, and alerts.
Upgrading fire alarms, door and window triggers and CCTV cameras will go a long way in reducing the premiums that come with home insurance.
Check your locks on doors, windows and alarms
Mizzy was ejected off a live TV interview last week after 'threatening a fellow guest'Another useful tip is to check what locks/security you have on doors, windows and alarms, as some home insurance companies can give discounts depending on the level of security you have.
Specify your needs
Home insurance is an amalgamation of several individual policies, covers, and riders that together provide a protective net for your home and your way of life.
By specifying how much building/contents cover you need, this will help reduce the costs significantly. If you over-insure your home, this will increase your premiums unnecessarily.
Remember, the more riders and covers you take as part of your home insurance; the higher your premium will be.
Increase your excess
House insurance can be expensive but is worth it, experts say (Getty Images/iStockphoto)It’s simple: The more excess you opt in for, the less premium you pay.
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A higher excess can mean cheaper premiums and your insurance will cost less in the long-run.
Commenting on the issue, the spokesman for the company said: "Last year alone, £1.9 million was paid out every single day in home insurance, making now the most important time to protect your home and ensure your peace of mind.
"A house is more than just a roof over your head: it is an investment, a fall-back during periods of emergency and a long-term asset. Naturally, you want to protect your investment, and that is why you need home insurance."
When he last appeared in court on Tuesday, Mizzy was given bail after his mother let him stay at the family home.
Mizzy, who said he was a young father in a recent TV interview, was banned from posting videos without the permission of the people featured as part of a court order, handed out when he stormed into the family home in Hackney, east London, and recorded the occupants' terrified reactions.
But the teenager allegedly filmed strangers the next day.
He has since been charged with three breaches of a criminal behaviour order.
He was also prohibited from visiting Westfield Stratford City shopping centre in Stratford, east London.
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