Brits missing out as almost £1.5bn of personal injury compensation is unclaimed

13 January 2023 , 14:27

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Almost £1.5 billion of personal injury compensation from last year remains unclaimed (Image: Getty Images)

Almost £1.5 billion of personal injury compensation from last year remains unclaimed, say new research.

And new data suggests stigma around compensation culture has contributed to a downturn in legitimate claims following the Covid pandemic.

National Accident Helpline calculates that at least £1.4 billion remains unclaimed in 2022 from no-fault accidents.

According to their survey half of those who suffered a no-fault accident in the last three years have not made a claim (50 percent).

A similar number say they fear the claims process takes too long (48%) while 42% worry about the consequences of making a claim.

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A quarter of those who could have made a claim (24.60%) say they had ‘no idea’ they were entitled to compensation.

They say people are missing out on what they are owed (Getty Images)

A similar number of people, 24.21%, did not pursue a claim because they thought the ‘process felt too complicated’.

Other reasons for not claiming were ‘the cost of making a claim’ (22.62%), ‘being seen as a time waster’ (19.44%) and ‘worried the process would take too long’ (17.06%).

Helpline managing director Will Herbertson, Managing Director, said: “Even though economic activity and road usage has broadly returned to pre-pandemic levels, the number of claims for personal injury has not.

They say stigma is putting people off (Getty Images)

“People should be reassured that if they suffer an accident which was not their fault, help is available.

The majority of personal injury claims are brought using a no win no fee agreement, or legal expenses insurance – so there is no cost to the claimant if a claim is unsuccessful.”

Jonathan White, Legal and Compliance Director said: “No-one should worry about bringing a legitimate claim for compensation after an accident.

"Compensation exists to help people rebuild their lives.

“Making a legitimate claim after an accident which is not your fault is entirely appropriate.”

Kelly-Ann Mills