5 checks to make on your home before temperatures plummet - or face hefty bill
Yellow weather alerts covering the whole of England have been issued today by the UK Health Security Agency (UKHSA).
But freezing temperatures, strong gusts, and threats of snow flurries aren't just a nuisance for those working outside or enduring long commutes. The miserable winter weather can have a serious impact on your home, and could end up leaving you with a hefty bill.
Experts have now issued an urgent warning, asking Brits to make five simple checks on their home. Tesco Bank's Claim Director Dave Thompson says these winter home checklists are 'crucial' to avoid any costly and time-consuming problems arising.
During winter 2022-2023, Tesco Bank says it received a staggering 1,018 'escape of water' claims - which cost an average of £5,000 to fix. This can be a result of freezing temperatures breaking outdoor pipes. However, there are some simple ways you can dodge the issue.
Insulate the pipes
It's important to keep an eye on your pipes, especially ones located in colder areas of the house such as basements and attics as these are 'more prone to bursting. "Check to see if the pipes are easily accessible so you can insulate them with foam or fiberglass sleeves, both of which you can pick up fairly cheaply," Thompson advised.
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Pipe insulation can be purchased from a slew of retailers at low prices. Screw Fix are currently selling a one metre economy pipe insulation that protects against frost for just 99p.
Locate the stopcock
If you're unfortunate enough to discover a burst pipe, it is essential to turn the stopccock off to stop cold water supply to the house. Most stopcocks will have 'W' or 'Water' written on them and are commonly found under the stairs or near the boiler.
"Find where it is and let anyone else you live with know as well so you can react quickly if a pipe bursts," the expert added. Simply rotate the stopcock clockwise to shut off the water supply - and turn anti-clockwise to turn it back on.
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Hot water check
Before temperatures plunge, it is worth testing the efficiency of your heating system. Bleeding the radiators and letting the heating flow through the house by keeping indoor doors open is a great way to make sure everything is running smoothly.
Thompson also advises to get your boiler serviced annually - 'preferably before winter'. If there is an issue with your radiators or boiler, act quickly to get it fixed before a cold snap hits.
Read your home insurance
Winter is an extremely busy time for home insurance claims - but if your policy has run out before the cold weather hits, you won't be covered. Read through your contract carefully and make sure you're up to date with payments, as costs to repair burst pipes can be extortionate.
"If you are ever in doubt about how to look after your home during the winter months, particularly when it comes to such things as heating, be sure to contact a specialist," Thompson added.
Roof repairs
If you're expecting a bout of bad weather, have your roof inspected and repair any damaged or broken tiles that could be blown away during strong gusts. Thompson also urged homeowners to double check their fences and gates are secured and in good condition as many storm damage insurances will not cover these parts of the house.
If you're renting a property and there's a water leak - it is up to the homeowner or landlord to address the problem. According to Citizens Advice, if they fail to repair it properly and there's risk to your 'health or ability to live in the property' - you can contact the water authority.
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